Financing
Finance Your Handling System
Put the balancer, manipulator, or complete handling system your line needs to work now — and spread the investment over time with flexible equipment financing through First-Citizens Bank & Trust Company.
The application opens on the secure platform of First-Citizens Bank & Trust Company, at apply.directcapital.com. No obligation to proceed.
Why Finance
Invest Without Draining Your Capital
Financing lets you deploy the right equipment now and pay for it as it earns — instead of tying up cash in a single large purchase.
Cash Flow
Preserve Working Capital
Keep cash on hand for payroll, materials, and growth instead of a large upfront outlay.
Flexibility
Flexible Terms
Structure payments around your budget and cash flow, with terms suited to your business.
Fast Apply
Simple Online Application
Apply through the provider's own secure portal with a straightforward, streamlined process.
All-in-One
One Complete Solution
Roll equipment, installation, and support into a single, predictable payment.
How It Works
Financing in Three Simple Steps
Apply Online
Complete the secure application on the provider's own website with your business details — it only takes a few minutes.
Review Your Options
The provider reviews your application and presents financing options that fit your business.
Put It to Work
Once approved, we build and install your system — and you get started with manageable payments.
Independent Financing Provider
Financing Through First-Citizens Bank & Trust Company
Financing is offered through First-Citizens Bank & Trust Company, an independent third-party equipment finance provider. Financing applications are submitted, processed, and evaluated solely by First-Citizens Bank & Trust Company through its secure platform.
Ready to Get Started?
Begin your secure application on the lender's platform, or reach out and we'll walk you through the options for your project.
The application opens on the secure platform of First-Citizens Bank & Trust Company, at apply.directcapital.com.
Financing is offered through First-Citizens Bank & Trust Company, an independent third-party equipment finance provider. Financing applications are submitted, processed, and evaluated solely by First-Citizens Bank & Trust Company through its secure platform. EFS Industries USA LLC is not a lender and does not participate in or control credit decisions, underwriting, approvals, denials, financing terms, interest rates, fees, or other lending conditions.
Any financing information provided by EFS Industries USA LLC is for informational and convenience purposes only and should not be construed as a commitment or guarantee of financing. All financing offers are subject to the lender's independent review, credit approval, and applicable terms and conditions.
Customers are under no obligation to use First-Citizens Bank & Trust Company and are welcome to obtain financing through any lender or financing source of their choice. EFS Industries USA LLC provides this financing option solely as a convenience to its customers and assumes no responsibility or liability for the lender's products, services, decisions, or performance.